The Operating System for Trust. Welcome to the legal framework governing your interaction with PRIVALOR AG. These terms are not merely administrative boilerplate; they are the structural steel of our digital relationship. By accessing privalor-ag.com, you acknowledge that you are entering a defined operational environment designed for confidentiality, precision, and security.
We believe in clarity over complexity. The following document outlines the boundaries, responsibilities, and protections that ensure our platform remains a secure resource for qualified investors and institutions. Please read these terms with the same diligence you apply to your portfolio.
To maintain the integrity of the PRIVALOR ecosystem, we enforce specific operational constraints. These are the trade-offs we accept to guarantee security and regulatory compliance.
Publicly accessible information regarding investment strategies is generalized. Specific performance data, proprietary models, and detailed fund structures are restricted.
Access to the Client Portal and direct consultation requests unlock detailed, personalized reporting tailored to qualified investors.
Direct execution of trades or immediate asset allocation changes is not available via the public website. The site serves as an informational and secure communication hub.
All execution requests are routed through our verified institutional banking partners and custodians, ensuring compliance and audit trails for every transaction.
Unverified or anonymous inquiries regarding wealth management services cannot be entertained due to KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations.
Our contact form initiates a secure verification process. We prioritize client privacy by adhering strictly to German and EU financial data protection standards.
While we employ enterprise-grade hosting, intermittent maintenance windows may temporarily restrict access to ensure the security of the infrastructure.
Critical maintenance is performed during off-peak hours. Scheduled downtime is communicated via secure channels to registered partners.
The following sections constitute the binding agreement between you (the "User") and PRIVALOR AG (the "Institution"). By scrolling or interacting with this site, you acknowledge these clauses.
Your privacy is not a feature; it is the foundation of our institutional integrity. All data transmitted through privalor-ag.com is encrypted in transit and at rest. We operate a strict data minimization policy: we collect only what is necessary to respond to your inquiry or service your account.
For visitors from the European Union, we comply fully with the General Data Protection Regulation (GDPR). You possess the right to access, rectify, or erase your personal data at any time. Our Privacy Policy details the specific processing activities, legal bases, and retention periods applicable to each data type.
Third-Party Processors: We utilize vetted third-party processors for secure email routing and cloud hosting (e.g., AWS, Hetzner). All processors are bound by strict Data Processing Agreements (DPAs) ensuring your data is never used for unauthorized purposes.
Access to the content provided by PRIVALOR AG is conditional upon your agreement not to misuse the information provided. The materials on this website, including but not limited to research, market analysis, and strategic frameworks, are for informational purposes only and do not constitute an offer to buy or sell securities or a solicitation of any offer to buy or sell securities.
Violation of these obligations may result in the immediate termination of access to client portals and public-facing resources.
PRIVALOR AG provides the website "as is" and "as available" without warranties of any kind, either express or implied. While we strive for 99.9% uptime and content accuracy, we do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
Limitation of Liability: To the fullest extent permitted by law, PRIVALOR AG shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
Investment Risk Warning: The content provided on this website does not constitute financial advice. Investments in securities and other financial instruments involve significant risk, including the possible loss of principal. Professional advice should be sought before making investment decisions.
All content, features, and functionality on this website, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, are the exclusive property of PRIVALOR AG or its content suppliers and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any part of the site's content without express written permission from PRIVALOR AG. The "PRIVALOR" name and logo are registered trademarks.
PRIVALOR AG reserves the right to modify or replace these Terms of Service at any time. We will provide notice of changes by updating the "Effective Date" at the top of these terms. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the website.
Our legal team is available to clarify any provisions of our operating framework.
Venloer Straße 538 a
50259 Pulheim
Deutschland
Phone: +49 2409 8919020
Email: info@privalor-ag.com
Mon-Fri: 9:00-18:00 CET
Registered: Amtsgericht Köln
HRB: [Registernummer]
VAT ID: [Umsatzsteuer-Identifikationsnummer]