Wealth Management
Discretionary portfolio management focused on absolute returns. We allocate across liquid alternatives, fixed income, and global equities with strict risk overlays.
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Independent Capital Stewardship.
PRIVALOR AG operates as a dedicated fiduciary, unbound by institutional bias. We engineer bespoke wealth strategies for private clients and family offices, prioritizing sovereignty over standardization.
The Sovereign Architecture
Four integrated disciplines designed to protect, grow, and transition wealth across generations.
Fund & Stiftungsbetreuung
Comprehensive administration for family foundations and investment vehicles. Full regulatory compliance, reporting, and strategic oversight.
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Banking & Custody
Independent selection of depositary banks. We structure multi-jurisdictional accounts ensuring asset protection and operational efficiency.
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Succession & Structuring
Designing legacy flows and family office vehicles. Tax-aware transfer strategies that align capital with family values and governance.
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The 360° Fiduciary Mandate
True wealth management is not merely asset allocation; it is the alignment of capital with life's objectives. At PRIVALOR AG, our methodology begins with a forensic analysis of your financial DNA. We do not sell products; we construct ecosystems.
Constraint → Approach → Outcome We view every portfolio through three lenses: liquidity constraints, risk tolerance, and generational timeline. This triad dictates the architecture. A liquid trading strategy differs fundamentally from a foundation locked in a 50-year horizon. Our approach adapts to the physics of the capital, not the whims of the market.
The PRIVALOR approach to "pleo" capital (multi-layered, evolving structures) requires active stewardship. We review position sizing daily and strategic allocation quarterly, ensuring that your wealth responds to reality, not theory. This is why institutional investors often seek our independent counsel.
Methodology Snapshot
- • Quantitative Screening: Deep data analysis on over 8,000 global securities.
- • Qualitative Overlay: Face-to-face management meetings and governance checks.
- • Stress Testing: Scenario modeling against geopolitical and liquidity shocks.
"Independence allows us to say no. That is often our most valuable advice."
Current Market Perspective
Q3 2026 Outlook | Privileged Access
6.2%
Target Yield
12%
Alt Allocation
60/40
Split
Aaa
Rating
Operational Vocabulary
Discretionary
We execute trades without seeking prior approval, based on a pre-agreed mandate.
Fiduciary
A legal obligation to act in your best interest, surpassing standard suitability rules.
Depository
The bank holding your assets legally, separate from our investment management.
Stiftung
A German foundation structure, ideal for long-term capital preservation and succession.
The Trade-offs of Independence
- Constraint: No Proprietary Products We do not push in-house funds to earn management fees. Mitigation: We charge transparent performance-based fees, aligning our success with yours.
- Constraint: Higher Minimums We require significant capital to optimize execution costs. Mitigation: Access to institutional share classes and hedge fund gates usually closed to retail.
- Constraint: No Branch Network All contact is direct with senior partners. Mitigation: Deep, personal relationships and faster decision loops.
Onboarding the Right Fit
We are selective for your protection. Our process is designed to ensure alignment before engagement.
- Initial discovery call (30 mins)
- Disclosure of investment philosophy & fee structure
- Formal suitability assessment (KYC/AML)
- Bank selection and account opening assistance
- Asset transfer and strategy implementation
Eligibility: High-Net-Worth Individuals & Family Offices
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Ready to Discuss Your Capital?
If you value independence and bespoke strategy over standardized products, let us begin a confidential conversation. We handle all inquiries with the strictest discretion.